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Credit Bureau Report

Sites offering FREE credit reports
> Free Credit Report from Credit.com
> Free Credit History and Score from Consumer Info
NOTE: Free reports are brief and are usually from only one Credit Bureau.

Paid Reports
> Equifax 3-in-1 Credit Report
> Full Credit History from ALL three credit bureaus in one place.

Credit Repair & Debt Counseling
> Debt Consolidation

Personal Loans
> Personal Loan Site

Information provided by Credit Report Providers












Your FREE 3-Bureau Credit Reports includes TransUnion, Equifax & Experian
Free 3-in-1 Credit Report & Free Credit Score

Includes Reports from TransUnion, Equifax and Experian

  • Triple Bureau Credit Monitoring provides automatic alerts when activity is detected to your credit files at all three credit bureaus* - Trans Union, Equifax and Experian
  • FREE 3-in-1 Credit Report and Triple Score — unlimited online access to your 3-in-1 Credit Report and Triple Score
  • Online access to FICO® Scorewatch, which automatically notifies you of changes to your FICO score — at members-only rates
  • Delivered to you online quickly and securely

After ordering your FREE 3-in-1 Credit Report and Triple Credit Score, you'll have a full 7 days to try Privacy Matters 1-2-3 FREE. Check your report to be sure the information from all 3 bureaus - TransUnion, Equifax & Experian - is correct.

Services are provided by TrueCredit.
*Privacy Matters 1-2-3 provides you with the tools you need to access and monitor your financial/credit information through the program's credit reporting and monitoring benefits. Privacy Matters 1-2-3 and its benefit providers are not credit repair service providers and do not receive fees for such services, nor are they credit clinics, credit repair or credit services organizations or businesses, as defined by federal and state law.

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Credit Scores vs. Reports

There are some important differences between your credit report and credit score. Your credit report is a detailed look into your current and recent credit history, while your credit score is an evaluation of your credit worthiness based on that report. To address any potential problems you may have with your credit, you need to first know what your credit worthiness has been valued at and then address any problems by looking at your detailed report.

Free Credit Score/Report Offers

You can use free credit score and report offers to your advantage. They can give you some power in the loan or credit decision process. Keep in mind that you have a legal right to receive your credit report once a year from the three major credit bureaus based on the 2003 Fair Credit Reporting Act (FCRA). This act does not apply to your credit score. The evaluation of your credit worthiness—something that most lenders use do decide whether they’ll do business with your or not—is only available from credit management and identity theft protection services.

The following are examples of times in your life when it would be a good idea to look into your credit worthiness by finding out your credit score:
  • When applying for a credit card
  • When applying for a job
  • When applying for a loan
If your score is below 650, your future finances may be significantly affected. Get a copy of your credit report and begin working on improving your credit worthiness.